Wall Street Butler LLC (“Wall Street Butler” or “we”, “our” or “us”) operates the Wall Street Butler services, which include our newsletter, website, related social media pages, and any future endeavor (collectively, the “Services”). We respect the privacy of users of the Services. This Terms of Service is intended to educate you on our policies and practices regarding the collection, use and disclosure of any Personal Information (defined below) and Anonymous Information (defined below).
Please review this Privacy Policy carefully. By using or accessing the Services, signing up for newsletters and/or communicating with us, you are accepting the terms of this Terms of Service.
If you are a resident of California or the EEA, UK or Switzerland, please see the terms specific to California and European users, respectively, below.
When you receive promotional communications or newsletters from us, you may “opt-out” by following the unsubscribe instructions indicated in the communication you receive. You may also opt-out of receiving newsletters and/or promotional communications through our Opt Out Request Form. We may continue to send you communications regarding the Services, such as notices about administrative updates, recent reports, and changes to the Terms of Service.
The Services may contain links to and from third party websites of our business partners and various contact management services and other service providers. If you follow a link to any of these websites, please note that these websites have their own terms of service and privacy policies and that we do not accept any responsibility or liability for their policies. Please check their individual terms of service and privacy policies before you submit any services or personal information to those websites. Our provision of a link to any other website or location is for your convenience and does not indicate our endorsement of such other website or location or its contents. We have no control over, do not review, and cannot be responsible for these outside websites or their content. Please be aware that the terms of our Terms of Service and Privacy Policy do not apply to these outside websites.
FINRA has provided its own insights into how to invest carefully in this new, electronic world and NASAA also provides tips on how not to fall prey to online investment schemes. The SEC, FINRA and the NASAA maintain outstanding websites at http://www.sec.gov and http://www.finra.org, and http://www.nasaa.org respectively.
This website is operated by Wall Street Butler LLC (“Wall Street Butler”). Wall Street Butler is a publisher and a technology platform, not a registered broker-dealer or registered investment adviser, and does not provide investment advice. All information provided by Wall Street Butler is of a general nature for information and education purposes, and you should not construe any such information as investment advice. Wall Street Butler does not take your specific needs, investment objectives or financial situation into consideration, and any investments mentioned may not be suitable for you. You should always carry out your own independent verification of facts and data before making any investment decisions, as we cannot guarantee the accuracy or completeness of any information we publish and any opinions that we publish may be wrong and may change at any time without notice. If you are unsure of any investment decision you should seek a professional financial advisor. Wall Street Butler is not a registered investment adviser and we do not provide regulated investment advice or recommendations. Wall Street Butler may provide hyperlinks to websites operated by third parties. Your use of third party web sites and content, including without limitation, your use of any information, data, advertising, products, or other materials on or available through such websites, is at your own risk and is subject to the third parties’ terms of use.
The fundamental concept is that you should NOT rely upon the information or opinions you read. Rather, you should use what you read here as starting points for doing independent research on companies and investing techniques. Then judge for yourself the merits of the material that has been shared in our forum. Wall Street Butler is not here to give you hot “tips,” to make “buy” or “sell” recommendations, or to tell you what to do with your money. We’re here to help you to learn how to make investment and personal finance decisions for yourself. You are responsible for your own investment decisions. Wall Street Butler will not be responsible for any errors or omissions in articles or postings, for hyperlinks embedded in messages, or for any results obtained from the use of such information. Wall Street Butler will not be liable for any loss or damage caused by a reader’s reliance on information obtained in our assets. If you don’t accept this responsibility for yourself, then you should not use Wall Street Butler. If you ignore our advice to do independent research of industries, companies, and stocks, choosing instead to trade solely on information, “tips,” or opinions found in our forum, you have made a conscious, willing, free, and personal decision to do so. In the material and data that we make available on our site and apps, we rely on a wide variety of sources. We believe these sources of data to be accurate and reliable, but sometimes they may not be. Wall Street Butler makes no claims or representations as to the accuracy, completeness, or truth of any material contained in our areas. Nor is Wall Street Butler liable for any errors or delays in the content or transmission of the data on platforms. We promise not to lie to you, but we reserve the right to be wrong.
One of the principal tenets here at Wall Street Butler is that the best person to handle your finances is you. By your use of our Services, you’re agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that Wall Street Butler, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our Services.
“Personal Information” is information about you that is personally identifiable to you, like your name, address, and email address, as well as other non-public information that is associated with the foregoing. “Anonymous Information” is information that is not associated with or linked to your Personal Information; Anonymous Information does not allow the identification of individual persons. We collect and use Personal Information and Anonymous Information as indicated in this Terms of Service.
When you submit any Personal Information through the Services, you agree to the terms of this Terms of Service and you expressly consent to the treatment of your Personal Information defined in this Privacy Policy. Other legal basis for collecting Personal Information are: (i) where we need the Personal Information for performance of a contract or requested service; or (ii) where the collection and use is in our or another’s legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms. In some cases, we may also have a legal obligation to collect the Personal Information in question. If we collect your Personal Information with your consent, you may withdraw your consent at any time as provided below.
If you reside or are located outside of the United States, you understand and agree that we may (i) collect, use, disclose and otherwise process the Personal Information you provide even if you are located outside the United States and (ii) collect, use, maintain, store, disclose and otherwise process your Personal Information using servers and systems located within the United States.
We may collect Personal Information that you submit to us directly through the Services, and via passive technologies integrated into the Services, including via third parties. We may directly submit information to us when you subscribe to a newsletter, order a product, answer survey questions, or use other methods of submitting information. The types of information you can choose to provide on the Services may include, without limitation: Name, email address, zip code or other physical location information and other contact information. Billing and shipping addresses, credit card number, and expiration date. We or our third-party service providers may also gather information relating to your devices, including: device model, operating system, browser type, unique device identifier, IP address, mobile phone number, mobile network carrier, and location (such as application installations).
Other Personal Information you choose to provide, such as your age, gender, job title and role, industry, and employer information. The Services also passively collect certain types of Personal information and Anonymous Information, including through third parties. We may use pixel tags, cookies, and/or other similar technologies to collect this information. The types of information collected passively through the Services may include, without limitation: Information relating to your devices, including: device model, operating system, browser type, unique device identifier, IP address, mobile phone number, mobile network carrier, and location (such as application installations).
Please also note that most web browsers automatically accept cookies and other tracking technologies, but if you prefer, you may be able to edit your browser options to block them. Visitors to the Services who disable cookies will be able to browse most areas of the Services, but some features may not function. You can find out more information about how to change your browser cookie settings at www.allaboutcookies.org. Further, the Services do not currently recognize “Do Not Track” settings or technologies.
We may use your Personal Information for the following general and business purposes: To deliver your newsletters; To fulfill or respond to your inquiries. To address administrative needs and communications. To improve our products and services. To contact you for internal business purposes or for marketing communications purposes (if you have opted-in to such communications). To provide notice of changes and upgrades to our products and services. We use Anonymous Information such as web or mobile pages you have viewed, in order to analyze request and usage patterns so that we may improve our products and services, enhance our user experience, and gather broad demographic information for aggregate use. Anonymous Information consists of data that would not identify you personally; these records exclude information (such as your name) that makes them personally identifiable to you. We may disclose Anonymous Information to third parties that promote our products and services. We reserve the right to use and disclose Anonymous Information to third parties at our discretion.
We will not disclose financial information that is part of your Personal Information, in each case unless you request or authorize that we do so. If you provide Personal Information for a certain reason, we may use the Personal Information in connection with the reason for which it was provided. For instance, if you contact us by e-mail, we will use the Personal Information you provide to answer your question or resolve your problem and will respond to the email address from which you contacted us.
We may disclose Personal Information to our corporate subsidiaries or affiliated entities. Any Personal Information provided to our subsidiaries or entities affiliated with us will be treated by those subsidiaries and affiliated entities in accordance with the terms of this Terms of Service. We may share your Personal Information with third party vendor and suppliers to provide you with the products and services, such as to send you newsletters. You expressly consent to the sharing of your Personal Information with our contractors and third-party service providers, for the sole purpose of providing products and services to you. These service providers are contractually obligated to ensure the confidentiality of Personal Information and implement appropriate security measures.
We use third-party payment processors for any purchases you make through the Services. Be advised that we do not have access to any Personal Information, including credit card numbers or other financial information, you provide to these processors. This Privacy Policy does not apply to them, and we do not accept any responsibility or liability for their policies.
We may participate in co-branding or co-promotional agreements with third parties pursuant to which we may share Personal Information with such third parties (“Partner Companies”). For example, we may participate in agreements with Partner Companies pursuant to which we provide the Partner Companies with a URL and a customer registration page co-branded with, or private labeled by, the Partner Companies, and the Partner Companies distributes and promotes the URL to its customers. A Partner Company may have access to Personal Information that we collect from their customers. As a result, if you register on the Services through a Partner Company, we may provide your Personal Information to the Partner Company. We do not control the privacy practices of these Partner Companies. We may use your Personal Information in order to provide to third parties non-personal aggregated information about you that does not allow you to be identified or contacted and that is combined with the Personal Information of other users (“Aggregate Information”). For example, we might inform third parties regarding the number of users of the Services and the activities they conduct while on the Services. We might also inform a company that performs services or that provides products and/or services to us (that may or may not be a business partner or an advertiser on the Services) that 50% of our users live in the USA” or that “85% of our users have purchased products and/or services which can be downloaded from the Services.” Depending on the circumstances, we may or may not charge third parties for this Aggregate Information. We may not limit the third parties’ use of the Aggregate Information.
Under the following scenarios, we may be required to share your Personal Information: If we believe it is necessary to share information in order to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving possible threats to the physical safety of any person, violations of our Terms of Use or as otherwise required by law. If we respond to subpoenas, court orders or legal process, or if we need to establish or exercise our legal rights or defend against legal claims. If we believe it is necessary to restrict or inhibit any user from using any of the Servicess, including, without limitation, by means of “hacking” or defacing any portion thereof.
California “Shine The Light” – As provided by California Civil Code 1798.83, if you are a California resident, you have the right to receive (a) information identifying any third party company(ies) to whom we have disclosed your Personal Information to in the past year; and (b) a description of the categories of Personal Information disclosed. To obtain such information, please email your request to [email protected] with “California Privacy Rights Request” in the subject line.
For California residents under the age of 18 and registered users, California law (Business and Professionals Code § 22581) provides that you can request the removal of content or information you posted on the Site. Any such request should be sent to us at [email protected] along with a description of the posted content or other information to be removed. Be advised, however, that applicable law may not permit us to completely or comprehensively remove your deleted content or for other reasons as set forth in this California law.
California Consumer Privacy Act – The California Consumer Privacy Act (CCPA) gives California consumers enhanced rights with respect to their personal information that is collected by businesses. The CCPA provides California consumers with three rights regarding their personal information.
First, California consumers can opt out of the sale of their Personal Information. However, this option is not available as Wall Street Butler does not sell your Personal Information.
Second, California consumers may opt out of having their personal information sold to other persons or parties. California consumers can request to know:
What specific pieces of information a business has collected about the consumer; Categories of personal information it has collected about the consumer; Categories of sources from which the personal information is collected; Categories of personal information that the business sold or disclosed for a business purpose about the consumer; Categories of third parties to whom the personal information was sold or disclosed for a business purpose.
Third, California consumers can request that a business delete Personal Information about the consumer that a business has collected from the consumer. Wall Street Butler is a covered business under the CCPA as it collects and processes the Personal Information of California consumers. This Privacy Policy provides certain required notices to California consumers. The categories of Personal Information we collect and disclose for business purposes in the preceding 12 months are described above. The CCPA also prohibits covered businesses from providing discriminatory treatment to California consumers if they exercise their rights under the CCPA.
To make a “Request to know” or “Request to Delete” your personal information, please initiate your request through our User Data Request Form. Authorized agents may also complete and submit the Interactive Request Form on behalf of a California Consumer. We will confirm receipt of your request within 10 business days. We must provide the requested information or delete your personal information within 45 days of receipt of your request, but we can use up to an additional 45 days if we let you know that additional time is needed. Before responding, we must verify that the person making the request is the person about whom we have collected their personal information. We may ask you to provide certain, limited personal information, such as your name and email address to verify and match your identity with our records and systems. If you have an account with us, we may ask that you verify your identity through our account authentication process. This is also to protect against fraud. We will not retain this personal information or use it for any other purpose. Also please be advised that we need to search our records and systems only for the preceding 12 months. There may be cases where we do not have any personal information about you or we are not able to verify your identity for matching purposes. Deleting your Personal Information may result in the closing of your account and inability to access the Services. However, you can always re-register at any time.
Wall Street Butler and the Services are located in the United States and governed by US law. If you are outside the United States when you visit the Services or engage in communications with us, please be aware that your Personal Information may be transferred to, stored and processed in the United States where our servers are located. Any information you provide to us, or that we collect through your use of the Services and will be stored, processed, and transferred within, or to, the United States. Please be aware that the United States and jurisdictions other than the one in which you are located may not provide the same level of data protection as considered adequate in your country. Note that your Personal Information may be available to the US Government or its agencies under legal process in the United States.
The Legal Basis for using EEA, UK and Swiss Personal Information. For residents of the European Economic Area (EEA), United Kingdom and Switzerland, we advise that your Personal Information will be transferred to and processed in the United States, which has data protection laws that are different than those in your country and may not be as protective. The United States has not sought or received a finding of “adequacy” from the European Union under Article 45 of the General Data Protection Regulation (“GDPR”). Our legal basis for collecting and using your Personal Information is to do so with your consent; where we need the Personal Information for performance of a contract or requested service, including to provide you with our daily Newsletter, or where the collection and use is in our or another’s legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms. In some cases, we may also have a legal obligation to collect the Personal Information in question. If we collected your Personal Information with your consent, you may withdraw your consent at any time.
Our retention of your Personal Information and any subsequent communications are based on our legitimate interest in providing you with new and potentially relevant materials based on your geography, role, or company. As always, you can elect to opt out from receiving such future communications. To the extent that we transfer Personal Information from the EEA, UK or Switzerland to a jurisdiction outside the EEA, UK or Switzerland that has not been adduced by the European Commission as providing adequate data protections (such as the United States), we will ensure that such Personal Information is safeguarded through appropriate contractual terms or other approved mechanisms.
Rights for EEA. UK or Swiss Residents. In addition, if you are a resident of the EEA, UK or Switzerland, you have the right to: Find out if we use your Personal Information, to access your Personal Information, and receive copies of your Personal Information. Withdraw any express consent that you have provided to the processing of your Personal Information at any time without penalty. Access your Personal Information and have it corrected or amended if it is inaccurate or incomplete. Obtain a transferable copy of some of your Personal Information which can be transferred to another provider when the Personal Information was processed based on your consent. If you believe your Personal Information is inaccurate, no longer necessary for our business purposes, or if you object to our processing of your Personal Information, you also have the right to request that we restrict the processing of your data pending our investigation and/or verification of your claim.
Request your Personal Information be deleted or restricted under certain circumstances. For example, if a business is using your Personal Information on the basis of your consent and has no other legal basis to use such, you may request your Personal Information be deleted when you withdraw your consent. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect processing of your Personal Information conducted in reliance on lawful processing grounds other than consent.
If we ask you to provide Personal Information to us to comply with a legal requirement or enter into a contract, we will inform you of this and let you know whether providing us with your Personal Information is required and if not, the consequences of not sharing your Personal Information with us. Similarly, if we collect and use your Personal Information in reliance on our or a third party’s legitimate interests and those interests are not already described above, we will let you know what those legitimate interests are. We endeavor to apply suitable safeguards to protect the privacy and security of your Personal Information and to use it only consistent with your relationship with us and the practices described in this Privacy Policy.
To withdraw consent or exercise these rights, please contact us via email at [email protected]. If you are not satisfied with our response, or believe we are processing your Personal Information in violation of the law, you have the right to lodge a complaint with the Supervisory Authority (also known as Data Protection Authority) or other appropriate governmental authority in your EEA Member State or Switzerland.
Wall Street Butler has implemented technical, administrative and physical security measures to protect your information from unauthorized access and use as described. While we strive to protect your information, no data transmission over the Internet is 100% secure and, consequently, while we strive to protect your Personal Information, we cannot guarantee or warrant the security of any information you transmit you provide, and you do so at your own risk. We cannot promise that your information will remain absolutely secure in all circumstances. We are not responsible for the circumvention of any privacy settings or security measures we may provide. We will retain your information for the time necessary to provide a requested service, realize our legitimate business purposes and to comply with the law. We will only retain personal information for the longer of the period if: (a) required by law, or (b) there is a time-bound determination business need.
The Services is not intended to be used by children under the age of 13, and we will not knowingly collect Personal Information from children under this age. We do not use an application or other mechanism to determine the age of users of the Services. All information provided to Wall Street Butler will be treated as if it was provided by an adult. If, however, we learn that a child has submitted information about himself/herself to us, we will delete the information as soon as possible.
We may modify this Terms of Service, without warning or notification, from time to time by posting updates on this page.
Should you have any questions, concerns or feedback regarding this Terms of Service, please contact us by email at [email protected].
You can also mail us at: 800 Third Avenue Suite A #1404 New York, NY 10022